Homestar Financial Corporation is a full-service mortgage banker controlling every aspect of the loan process with in-house processing, underwriting, closing and funding of each mortgage transaction. Having an in-house team separates HOMESTAR from other mortgage companies because it is easier for HOMESTAR mortgage lenders to communicate quickly and effectively with every department needed to close a transaction.
Headquartered in Gainesville, Georgia, HOMESTAR began operation in April of 2002. HOMESTAR has become a regional lender in the southeastern United States, licensed to conduct business in 21 states. HOMESTAR's leaders and employees are among the most knowledgeable and experienced industry professionals.
Our purpose is to maintain a strong reputation as an honest mortgage company offering outstanding customer service, exceptional community relationships, and a high level of employee satisfaction. We strive as a company to meet the needs and wants of our customers ensuring their arrival at “the easiest way home”.
- Ranked one of the Top 100 Mortgage Purchase Lenders Nationwide for the past 2 years.
- #1 USDA Mortgage Lender in Georgia for the past 9 years.
- #1 FHA Mortgage Purchase Lender in Georgia for the past 5 years.
- #1 Mortgage Purchase Lender in Georgia for the past 2 years.
- 2016 USDA Lender of Excellence.
- HOMESTAR was voted Best of Hall County in 2016, 2017 and 2019 for “Best Mortgage and Home Loan Provider” by the readers of The Times, one of Georgia’s largest newspapers.
- Has been on Inc. 5000’s list of America’s Greatest (and Most Inspiring) Entrepreneurs in 2016, 2017, 2018 and 2019.
- On April 5, 2016, HOMESTAR was awarded the “Outstanding Georgia Business” title by Georgia Secretary of State and now Governor Brian Kemp, along with Georgia State Representative Terry Rogers at the state capitol.
"Dear Atlanta Home Owners, Patrick is simply the "BEST Broker" in The Greater Atlanta Area...Hands Down! If weren't for Patrick my business wouldn't "Booming" today. Thanks a million and thanks "Millions" Pat." - Fred E.
"I have known Patrick for over a decade and a half. If integrity is important to you, Patrick Johnson is the mortgage lender for you. He gets the job done, and makes sure you are informed and comfortable through the entire process." - Amy W.
"I have worked with Patrick on 2 different transactions and he is by far the best. Patrick is responsive, thorough, and professional. In addition, he communicates well and takes care of the details. I would recommend Patrick Johnson without hesitation." - Jimmy T.
"Patrick Johnson has assisted us with our previous mortgage. We had great experience and very happy with Our current mortgage loan. We recently contacted Patrick Johnson with questions Pertaining to low interest rate from other lenders. He was very professional and courteous . He gave us the best advice and invitation for future needs." - Myung J.
"I've had the opportunity to work with Patrick for over 35 years not only in the mortage industry, but also in the shipping industry. He has always been extreamly honest and looks out for his clients and customers. He had a great reputation back then and continues to have a great reputation some 35 years later. Getting your first loan can be a bit scarey especially if you don't know the person you're working with is truly looking out for your best interest. My first loan was not with Pat and it was a bit of a nightmare with lots of unexpected costs at the last min. When my daughter and her husband were getting their first house I suggest they give Pat a call. He was so kind and went out of his way to work with them and explain the entire process. My son-in-law even said "Why is he so nice to us?" and I said because thats just Pat. If you want a Direct Lender that will get the job done and Direct Lender you can trust give Patrick a call." - Wirginia W.
"Patrick Johnson has been a successful business partner for over a decade, not only in his technical expertise and ability to execute on the most complex loan scenarios to deliver the best rate and overall experience, but above all, his integrity. His definition of success is the wellbeing and quality of product delivery of his most valuable asset, his clients. As he has delivered unmatched results for me and my husband, in turn we’ve had the opportunity to integrate his years of experience to the successful closings and refinances to many referred friends, family, and colleagues. Patrick has continued his dedication to absolute deliberate results and is known for his knowledge and ambition to ensure a lifetime value in your most valuable financial investment." - Amanda J.
"Patrick Johnson and his team did a great job in getting me the best rate and providing me with comparable options for my most recent finance. I've been working with Patrick for years and have received outstanding service from him each time. I will continue to reach out to him for the quality he provides." - Thomas N.